Basics of the Post-9/11 GI Bill

Where to start. The GI Bill is one of the best benefits we have as Veterans. Researching about the Post 9/11 GI Bill before using it will save you a great deal of time and confusion in the future. After putting in all the footwork, we figured simplifying it for everyone else would be an awesome achievement. This is the first (of many) forums we will be posting about the GI Bill because there is so much useful information to go over.

This forum is to give you guys a quick run down of some the basics of the GI Bill. Later on, you can expect Venture Veterans to dive into this topic among many others within the VA Benefit world.

If you prefer learning through YouTube click on the link below for

part 1 of the basics of the post 9/11 gi-bill

If you are on your way out, assisting a junior member, or already out, here are some of the basics we will be touching on. This information is assuming you will receive 100% of your GI Bill benefits unless noted otherwise.

  1. Have You Applied For The Post-9/11 GI Bill Yet?

  2. The Benefits of The Post-9/11 GI Bill

  3. Picking a School

  4. Online or In Person Classes?

  5. Tuition and Fees

  6. Transferring Credits

  7. Pro Rates

Have You Applied For The Post-9/11 GI Bill Yet?

Applying for the Post-9/11 will hopefully already be complete by the end of your transition out of the military. At this point you should have had some assistance on this portion but if not, this forum will be a great start. A lot of members opt in to the Montgomery GI Bill and pay the 100$ a month for a year. If this is the case for you, you may need to switch it over if you decide that the Post-9/11 is best for you. The great part about doing so is that when you use your entire Post-9/11 you will receive the 1,200$ you originally put into the Montgomery GI Bill if you haven't used part of the Montgomery GI Bill previously.

CAUTION: There is no going back, so make sure your mind is clear if you decide to switch. If you do need to switch, you can go to the Ebenefits website and fill out the VA form 22-1990 (application for educational benefits.) You only have to fill this form out once so that is a plus.

The Benefits of The Post-9/11 GI Bill

-You get a free or generously discounted college education

-You get housing allowance (BAH) based on the location of the attending school (if you are a full time student with at least 1 in person class)

-You qualify for a book stipend of up to 1,000$ per school year

-And many more

Picking a School

Your choice of school is going to be a very important decision. Variables that you should consider when choosing a school are:

-What is the Location of the school?

-What transfer credits do they accept?

-What are the degree and admission requirements?

-Is the school public or private?

-Does the school have additional programs/benefits for Veterans?

-Does the school have a VA representative?

-How early do you need to apply?

-What is the percentage of Veterans that go there?

- All other typical college questions.

-Your BAH under the Post-9/11 will be based on the location of your school, how many classes you plan on taking, and the percentage of benefits you are entitled to unless you are an online student.

Note: Your BAH will not be based on where you live, but where you attend school.

-Your degree requirements may change from school to school and you may have to take more or less classes at specific schools. We recommend writing a list of questions and calling admissions at multiple schools to compare your options.

-Public and private schools have one major difference in the eyes of the GI-Bill and that is tuition. At a public school, you do not have a cap of the price of classes so long as you meet requirements. Private schools on the other hand do have a cap on how much the government will pay per year. Check out the GI bill comparison tool for details.

-Additional programs and benefits are what will help you acquire more funding towards your education. We recommend you ask if your prospective school has the Yellow Ribbon Program and how it works at that school (also on GI bill comparison tool). We also recommend that you ask about scholarships, grants, and federal student aid before you start going to a school.

For more information on the Yellow Ribbon Program, click here for our blog on it. It is also liked below!

-Va Representatives at a school will be the difference between answers and silence about Veterans programs. Some schools have fantastic Veterans resources, while others have no Veterans resources.

-How early to apply also depends on a school. Schools with an excessive amount of applications (like state schools and big name schools) can have application deadlines the year before attending.

-Transfer credits and tuition fees will be covered below.

Let us know what you have questions about this section in the comments below so we can expand our content to match your needs!

Online or In Person Classes?

As of September 2020 the Housing allowance for online school is a flat rate of 916.50 per month.

Here are some of the prices we noted in September 2020. Two of the most expensive cities in the U.S. and one very inexpensive city.

San Francisco: $4,614.00

New York City: $3,234.00

Stevenspoint, Wi:$1008.00

You can also look up specific schools rates on the GI Bill Comparison Tool before making your decision.

Tuition Fees

Full in-state resident tuition is covered for public schooling. Up to 25,162$ tuition per academic year towards private or foreign schooling is covered as well. If you receive the maximum benefits for the GI bill you can also use the yellow ribbon program at your school if the school has it.

The Yellow Ribbon program is awesome for students going to expensive private schools because when granted, the school and the VA split the costs that exceed 25,162. (the VA and your school have an agreed upon amount and that information can be found at your school.) We will be going over the different sections of the Yellow Ribbon program separately in the future as well because it deserves it's own video and forum.

Transferring Credits

Because you were in the military, you receive credits towards your college education based on your schooling, rank, and DD-214. We can’t stress enough how important it is to ask admissions how many credits they will accept BEFORE you are enrolled. Some schools will accept all of your military credits, while others won’t accept any.

A good sign that a school will accept more than less is the percentage of veterans that go to the school. A higher concentration of veterans usually tells us that the school has more veteran support and that gives them the ability to give us credit for our military service. 30 military credits can take a whole year off of your time in school making it easier for you to get a higher level of education.

Aside from military credits, schools only accept a certain amount of traditional transfer credit as well and this varies from school to school.

Pro Rates

The BAH and the amount of benefits you have remaining will be prorated each month you receive benefits. In months where the semester ends early, your benefits will be prorated and this is a very important piece of information to remember. Knowing this will come in handy for budgeting and planning the rest of your education.

Along with this piece of information, you will only be given the BAH for the days you are in school for your in-person classes. Therefore, if you are enrolled the full semester, but your in-person class is shorter than your others, you will receive online BAH for the remainder of the semester.

Veterans benefits can be very difficult to navigate and we hope this forum helps ease some of the pain. We will be expanding on this topic along with other VA benefits in the future so stay tuned!

Don't forget to leave us some feedback and check out our matching YouTube video!

Do you like the length of the post? Was it informative? Did we meet your expectations? What topics would you like to see in the future? Have you watched our matching video for this topic yet? What other questions do you have about the GI Bill?

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